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US Dollar Currency Cards

Compare Prepaid US Dollar Cards

US Dollar currency cards are a type of prepaid card designed to be used as payment for goods and services in the USA. They offer the same level of chip-and-pin protection offered by UK credit and debit cards but with better exchange rates and no additional charges when used in the USA.

See our guide to prepaid US Dollar cards for more information.

These comparisons are based on usage in the USA as different charges may apply when used in a currency other than US Dollars. Click on a card for a full breakdown of all charges. The US Dollar rates quoted below were last updated 35 minutes ago at 4:07pm.

Prepaid Card
USD Rate
ATM Fee
Transaction Fee
Customer Reviews
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WeSwap US Dollar Card
USD Rate: 1.2520
$2.25
Free
Exclusive to Compare Holiday Money customers: load £50 on a new card and get £10 free! New peer-to-peer approach offering exceptional exchange rates and up to 18 different currencies on one card. Free ATM withdrawals over £200.
FairFX US Dollar Card
USD Rate: Check website
$2.00
Free
The FairFX US Dollar Card is one of our top cards and has some of the best rates available. *Free if you buy through Compare Holiday Money
Post Office Travel Money Card
USD Rate: Check website
$2.50
Free
The Post Office Travel Money Card is a popular choice for the States. There are no transaction fees but ATM withdrawals will cost you $2.50 each time.
Travelex Money Card
USD Rate: Check website
Free
Free
The Travelex Money Card was the UK's first contactless travel card and has all of the features you'd expect from an industry heavyweight and you can manage your account with the free Travelex App, You can load up to 10 currencies for which the main benefits apply, but be aware of the 2% reload fee for GBP and 5.75% foreign exchange fee when spending on a different currency to the one you loaded.

Prepaid US Dollar Cards

Prepaid US Dollar Cards are a special kind of payment method which are designed to be more cost-effective than a standard UK credit or debit card when used in the USA. They are intended to be a modern replacement to Travellers Cheques as they are more secure, more widely accepted and can be used anywhere in the world that accepts VISA or MasterCard.

Like traditional bank cards they are made of high-quality, durable plastic and come complete with chip-and-pin protection as standard which means they are just as secure as a regular bank card. However, unlike traditional bank cards, prepaid cards are not linked to your bank account in any way which means you cannot go overdrawn with them; you simply 'load' US Dollars onto your card over the phone or internet (paying using your regular bank card) and top your balance up when it runs out. There are no hidden charges and no surprise bills when you return home from the States!

Most prepaid US Dollar cards are free to purchase (a minimum initial top-up of around £50 is usually required) and are suitable for everyone from solo travellers and couples to families and large groups. Multiple cards can be linked to the same account which is perfect for families on a budget and any left-over currency at the end of your trip can be converted back into Pounds, usually at the rate you bought it at.

Prepaid US Dollar cards lie somewhere between cash and credit / debit cards when it comes to cost-effectiveness. Here are a couple of typical usage examples so you can see how the costs compare:

US Dollars received when spending £100 in a shop or restaurant in the USA*

US Dollars received for £100 from an ATM in the USA*

* Based on data taken on 24/11/14. The cash equivalent was calculated using the USD rate of 1.5455 offered by Travel FX. The cards we compared were: FairFX US Dollar Card, Barclays Visa Debit and Barclays Visa Credit.

How do prepaid US Dollar cards work?

Why are prepaid US Dollar cards better than credit or debit cards?

Benefits and limitations

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