ICE offer free next day delivery on orders over £700 if ordered before 3pm. Saturday delivery available for 99p. 0% commission and no hidden costs on over 50 currencies and click and collect available from 25 locations nationwide including airport locations for convenience.
ICE PLC
14th Floor Portland House Bressenden Place SW1E 5BH
FCA Registered: No
FCA Authorised: No
Last updated 35 minutes ago.
Home Delivery
Order over 50 currencies for home delivery with same day despatch if ordered before 3pm. Free delivery on orders over £700. Various delivery charges apply below this amount.
Click & Collect
Apply for a voucher to print off and take to your chosen pick up location to get the discounted click and collect rate of the day. Pay on collection.
Payment Methods
The payment method you choose determines how you are financially protected if something goes wrong.
Travel FX are specialist dealers in foreign currency, providing a leading alternative to Bureau de Changes for clients seeking the best exchange rates. Travel FX offer some of the best rates on the market, with free home delivery over £700 and no commission.
Travel FX
31-33 College Road Harrow HA1 1EJ
FCA Registered: No
FCA Authorised: No
Last updated 3 minutes ago.
Home Delivery
Delivery is free on all orders over £700, otherwise a £5.00 handling fee will apply. All orders are sent via Royal Mail Special Delivery which is fully insured and guaranteed to arrive on the next working day. Saturday delivery is available for an additional charge if you contact Travel FX after placing your order. If you are ordering multiple currencies, Travel FX treat each currency as a separate order so you will have to pay a £5.00 handling fee if any of the individual currencies on your order total less than £700.
Payment Methods
The payment method you choose determines how you are financially protected if something goes wrong.
With over 35 years experience in the foreign exchange sector, Sterling has established an excellent reputation for offering the best exchange rates and excellent customer service to a long standing and ever expanding clientele.
Sterling
105 Edgware Road London W2 2HX
FCA Registered: Yes
FCA Authorised: No
Last updated 3 minutes ago.
Home Delivery
Get your currency delivered the next day if you order before 12pm Monday - Thursday. Delivery is free on all orders over £700, otherwise a £6.00 delivery charge will apply. All orders are sent via Royal Mail Special Delivery which is fully insured and guaranteed to arrive on the next working day.
Click & Collect
You can also reserve your currency online and pick it up free of charge from Sterling's London branch at 105 Edgware Road, W2 2HX. You may get a different rate in-store that the one shown here.
Payment Methods
The payment method you choose determines how you are financially protected if something goes wrong.
Sterling accept the following payment methods:
Bank Transfer
Credit Card
Debit Card
Debit and Credit Card payments will incur an additional charge of 0.29%. There is a £2,500 limit for Debit Card payments. Orders over this amount must be paid for by Bank Transfer (up to £7,500).
With over 40 years experience in selling and buying currency, nobody knows foreign exchange better than eurochange. Take advantage of great rates on over 70 currencies and use their boost your rate function to find improved rates on over 20 currencies. Order online for Click and Collect in just 60 seconds from over 175 branches, or order before 4pm for next day home delivery.
eurochange
PO Box 435 Stevenage SG1 9GA
FCA Registered: Yes
FCA Authorised: No
Last updated 51 minutes ago.
Home Delivery
Order by 4pm for next working day delivery. Free postage on orders over £599 under this amount there is a delivery charge of £4.99.
Click & Collect
Order online and collect for free at 175 branches nationwide.
Payment Methods
The payment method you choose determines how you are financially protected if something goes wrong.
NM Travel Money are part of NoteMachine group, handling 2.5 million foreign exchange transactions each year. Opt for free next day delivery to over 160 eurochange or NM Money branches across the UK, or get your currency delivered to your home. Debit cards accepted.
NM Travel Money
Elvicta Business Park Crickhowell NP8 1DF
FCA Registered: Yes
FCA Authorised: Yes
Last updated 3 minutes ago.
Home Delivery
Order online by 4pm and get your currency delivered by 1pm on the next working day. All orders are sent via Royal Mail Special Delivery which is fully insured and guaranteed to arrive on the next working day. Get free home delivery on all orders of £1,500 or more for Euros and US Dollars, and £750 or more for all other currencies. NM Travel Money don't deliver under these amounts but you can still order online and collect in store.
Click & Collect
Reserve your currency online and pick it up the next day (if ordering before 4pm) free of charge from over 175 eurochange and NM Travel Money stores nationwide.
Payment Methods
The payment method you choose determines how you are financially protected if something goes wrong.
NM Travel Money accept the following payment methods:
We believe that ordering foreign currency should be a simpler and more enjoyable experience. We are a start-up owned by City Forex, a company based in London which has conducted over £5 billion of foreign exchange transactions since forming in 2004. All orders are fully insured.
Airmoney
146 Leadenhall Street London EC3V 4QT
FCA Registered: Yes
FCA Authorised: No
Last updated 35 minutes ago.
Home Delivery
Delivery by Royal Mail insured post to your home or work address. You can choose a delivery date for convenience. Free on orders over £750, under this amount a £4.99 postage charge will be applied. We also offer a free same-day courier service for London clients based in the City, the West End or Canary Wharf. No need to queue in store. We will drop your order to your desk the same day!
Click & Collect
You can also collect your currency at one of Airmoney's three London locations: 146 Leadenhall Street (EC3V 4QT), Andaz Hotel (EC2M 7PY) or 1 Fenchurch Place (EC3M 4AF). You'll need to take the card you used to pay and proof of your identity when you collect your order.
Payment Methods
The payment method you choose determines how you are financially protected if something goes wrong.
Secure delivery via Royal Mail Special Delivery by 1pm in two business days as standard, or choose optional next business day, nominated day and Saturday delivery. Go Premium for unlimited fast and free deliveries, premium exchange rates, exclusive airport parking and hotel discounts, and a very clever app to help you save and plan.
Travel Money Club
146 Leadenhall Street London
EC3V 4QT
FCA Registered: No
FCA Authorised: No
Last updated 3 minutes ago.
Home Delivery
The Travel Money Club offer two options for ordering your currency: Standard account for home delivery in two business days for a one-off delivery charge of £14.95, or Premium account for free next day delivery to home or work for £5.99 per month or £60 a year. Premium account includes preferential exchange rates, unlimited free deliveries, next business and nominated day delivery, and travel perks such as airport parking and hotel discounts.
Payment Methods
The payment method you choose determines how you are financially protected if something goes wrong.
Travel Money Club accept the following payment methods:
Travelex was founded in 1976 and has since grown to become one of the most recognised brands in the Travel Money sector with over 1,100 branches worldwide. As well as providing currency services for many banks and supermarkets, Travelex also operate 900 ATMs around the world.
Travelex
90 York Way London N1 9AG
FCA Registered: Yes
FCA Authorised: No
Last updated 35 minutes ago.
Home Delivery
Order your travel money online, and have it delivered right to your home. Or, if you're in central London, we also offer delivery right to your office! Free on orders over £600 with delivery costs from £2.99 to £7.49 for smaller orders.
Click & Collect
Order online and collect from your nearest Bureau de Change in as little as 4 hours dependent on availability. Our online price promise will guarantee you the best rates.
Payment Methods
The payment method you choose determines how you are financially protected if something goes wrong.
NatWest was formed in 1968 by the merger of National Provincial Bank and Westminster Bank, and was acquired by RBS in 2000. Foreign currency forms part of their financial services, but NatWest are primarily known for their general banking services.
NatWest
135 Bishopsgate London EC2M 3UR
FCA Registered: Yes
FCA Authorised: Yes
Last updated an hour ago.
Home Delivery
Order before 2pm for next working day delivery to your home or nearest branch, or select convenient delivery a date up to 10 days in advance. Orders over £500 are delivered free, otherwise a £5.00 delivery charge will apply. Preferential exchange rates are available to Reward Silver, Reward Platinum and Reward Black account holders.
Click & Collect
If delivery to your home isn't an option, NatWest will deliver your currency to your nearest branch so you can collect it at a convenient time. Just select Branch Collection when placing your order and follow the instructions.
Payment Methods
The payment method you choose determines how you are financially protected if something goes wrong.
The RBS group is a large international banking and financial services company. From its headquarters in Edinburgh, the Group serves over 30 million customers in the United Kingdom, Europe, the Middle East, the Americas and Asia.
RBS
36 St Andrew Square Edinburgh EH2 2YB
FCA Registered: Yes
FCA Authorised: Yes
Last updated an hour ago.
Home Delivery
Order before 2pm for next working day delivery to your home or nearest branch, or select convenient delivery a date up to 10 days in advance. Orders over £500 are delivered free, otherwise a £5.00 delivery charge will apply. Preferential exchange rates are available to Reward Silver, Reward Platinum and Reward Black account holders.
Click & Collect
If delivery to your home isn't an option, RBS will deliver your currency to your nearest branch so you can collect it at a convenient time. Just select Branch Collection when placing your order and follow the instructions.
Payment Methods
The payment method you choose determines how you are financially protected if something goes wrong.
The Currency Club's travel money service makes ordering online easy and efficient. We offer the best foreign exchange rates on global currencies, charge zero commission and offer a free delivery on every travel money transaction you make. The more you order, the better the rate you'll receive.
The Currency Club
PO Box 66831 London W2 7TB
FCA Registered: Yes
FCA Authorised: No
Last updated 3 minutes ago.
Home Delivery
Order by 12pm for next working day delivery. Free on orders over £1000 and just £2.99 postage charge for smaller amounts.
Payment Methods
The payment method you choose determines how you are financially protected if something goes wrong.
The Currency Club accept the following payment methods:
Bank Transfer
Credit Card
Debit Card
Debit and Credit Card payments will incur an additional charge of 0.29%. There is a £2,500 limit for Debit Card payments. Orders over this amount must be paid for by Bank Transfer (up to £7,500).
The Rapid Travel Money platform is powered by The Currency Club. Our team has over 40 years of experience in the foreign exchange market, and through our relationships and the volumes we transact daily we have access to the wholesale foreign exchange market which means we can pass our savings on to our customers. We accept payments online via debit card, credit card and bank transfer and offer a fully insured next day home delivery service via our trusted and reliable partner Royal Mail.
Rapid Travel Money
50 Harrowby Street London W1H 5EE
FCA Registered: Yes
FCA Authorised: No
Last updated 3 minutes ago.
Home Delivery
Select your preferred delivery date from Monday to Saturday and get your currency delivered to your home. All orders are sent via Royal Mail Special Delivery which is fully insured and guaranteed to arrive before 1pm. Delivery is free for all orders over £1500 (a £8.99 fee applies to orders under this amount).
Payment Methods
The payment method you choose determines how you are financially protected if something goes wrong.
Rapid Travel Money accept the following payment methods:
Bank Transfer
Credit Card
Debit Card
Debit and Credit Card payments will incur an additional charge of 0.29%. There is a £2,500 limit for Debit Card payments. Orders over this amount must be paid for by Bank Transfer (up to £7,500).
You can order currency and travel insurance from Barclays providing you hold one of their credit or debit cards. Your currency can be delivered to your home or you can pick it up from your local branch at your convenience.
Barclays
1 Churchill Place London E14 5HP
FCA Registered: Yes
FCA Authorised: Yes
Last updated an hour ago.
Home Delivery
Currency can be ordered for home delivery but payment must be made with a Barclays debit or credit card. Minimum order £50 with no delivery charges. Order by 1pm for next working day delivery.
Click & Collect
Order for collection at any Barclays Bank branch.
Payment Methods
The payment method you choose determines how you are financially protected if something goes wrong.
Covent Garden FX is a family-owned and operated Bureau De Change located in the heart of Central London. Established for over 20 years, we offer extremely competitive exchange rates with no commission and no fees.
Covent Garden FX
30a Jubilee Market Hall London WC2E 8BE
FCA Registered: No
FCA Authorised: No
Last updated 3 minutes ago.
Home Delivery
Order your currency online and get free home delivery if your order is over £750 (under this amount there is a £6.00 delivery charge). To qualify for next day delivery you must pay by bank transfer before 2pm on Mon-Thu. Payments after this time, or payments made by card, will be scheduled for delivery in two working days. Saturday delivery is available for a £12 charge, and a London courier service is also available.
Click & Collect
Don't want to wait for home delivery? No problem. Place your order online and you can collect it from Covent Garden's travel money bureau at 30a Jubilee Market Hall, WC2E 8BE. Pay now by bank transfer to guarantee today's online rate. For same day collection you must order before 1pm for euros or us dollars, and before 10am for all other currencies.
Payment Methods
The payment method you choose determines how you are financially protected if something goes wrong.
Covent Garden FX accept the following payment methods:
Get a better exchange rate if you choose to purchase any single currency online from £800 to £2500. Order and collect your cash from over 500 Tesco stores. Free home delivery on orders of £500 or more.
Tesco Bank
2 South Gyle Crescent Edinburgh EH12 9FQ
FCA Registered: Yes
FCA Authorised: Yes
Last updated 35 minutes ago.
Home Delivery
Order before 2pm for next working day delivery. Free over £500, smaller amounts incur a £3.95 delivery fee.
Click & Collect
Collect the next working day at over 400 stores for euro and US dollar. 5 days notice required for other currencies.
Payment Methods
The payment method you choose determines how you are financially protected if something goes wrong.
HSBC Bank plc is one of the largest banking and financial services organisations in the world. HSBC has over 1000 branches in the UK and it's international network comprises over 7000 offices in over 80 countries.
HSBC
8 Canada Square
E14 5HQ
FCA Registered: Yes
FCA Authorised: Yes
Last updated 51 minutes ago.
Home Delivery
You must have an account with HSBC or Marks and Spencer Bank to order travel money with HSBC. Order online by 2pm and get your currency delivered to your home or chosen HSBC branch on the next working day. Delivery is free for all orders but there is a minimum order amount of £100.
Click & Collect
If you have an account with HSBC or Marks and Spencer Bank you can order your currency for next day collection at one of over 1,100 branches nationwide.
Payment Methods
The payment method you choose determines how you are financially protected if something goes wrong.
Nectar card holders get better exchange rates online and can collect Nectar points on every order. Sainsbury's Bank offer over 50 foreign currencies. Order online with the option to collect your travel money from one of over 250 Sainsbury's Bank in-store Travel Money bureaux at no extra cost, or have it delivered to your home with free delivery on orders over £500.
Sainsburys
33 Holborn London EC1N 2HT
FCA Registered: Yes
FCA Authorised: Yes
Last updated 35 minutes ago.
Home Delivery
Order before 2pm for next working day delivery by insured post. Free on orders over £500 with a fee of £4.99 below that amount. Minimum order for home delivery is £100.
Click & Collect
Order online for collection at any Sainsburys Bureau de Change. Next day collection for euros and US dollars and 3 days for other currencies.
Payment Methods
The payment method you choose determines how you are financially protected if something goes wrong.
Manor FX have great rates which means that you'll have more travel money to spend on your holiday. Going somewhere exotic? The deal with over 150 currencies, from Albania to Zambia: More currencies than anywhere else. We will also buy back your unused currency at competitive rates.
Manor FX
Unit 1 Portland Business Centre Manor House Lane SL3 9EG
FCA Registered: No
FCA Authorised: No
Last updated 35 minutes ago.
Home Delivery
Order online for delivery the next working day if ordered before 2pm. Some exotic currencies may take 3-5 days for delivery. The delivery times are shown when you select your currency. You can choose your home or work address and you are free to choose your delivery date that suits you best. All orders over £1000 are free delivery with a fee of £7.50 under this amount.
Click & Collect
You can collect your currency in person from their Datchet premises and save on delivery fees.
Payment Methods
The payment method you choose determines how you are financially protected if something goes wrong.
Manor FX accept the following payment methods:
Cash (in-store collection only)
Bank Transfer
Kuwaiti dinar exchange rate over the past 90 days
This chart shows the best Kuwaiti dinar exchange rate recorded at the end of each day from our panel of UK currency suppliers. For more historical rates, see our British pound to Kuwaiti dinar exchange rate history page.
Get a better deal on your Kuwaiti dinars
We compare the best pound to Kuwaiti dinar exchange rates from dozens of the UK's biggest currency suppliers including the Post Office, supermarkets, high street banks and specialist online travel money providers so you can see in an instant who is offering the top deals.
You're currently looking at our Kuwaiti dinars for home delivery page, but we have range of Kuwaiti dinar products and services that you might also be interested in:
Send or receive Kuwaiti dinars between two accounts anywhere in the world. A specialist broker could manage the whole process for you and save you a lot of money.
A secure and flexible alternative to cash. Open an account, add funds to your card and use it anywhere in Kuwait or the rest of the world at the fraction of the cost of traditional UK bank cards.
Our unique Click & Collect service can help you to find your nearest currency supplier so you can order online and pick your currency up in-store or at the airport.
If you've returned from holiday with some leftover Kuwaiti dinars, exchange them back into pounds sterling at the best buy back rate. Post your currency or exchange it at your nearest store, no receipt necessary.
Using our comparison form at the top of the page, enter the amount of Kuwaiti dinars you want to buy, select your preferred payment method(s) and click 'Compare Deals'. We'll return a list of UK currency suppliers who are selling Kuwaiti dinars right now along with their latest exchange rates and delivery information. The results are sorted in order of who is offering the most Kuwaiti dinars after all fees and delivery charges have been added which means the best deals are always at the top of the table. Choose the supplier you want to order with and follow the link to their website where you can place your order with them directly.
When is the best time to buy Kuwaiti dinars?
The golden question! You can use tools like our historical Kuwaiti dinar rate chart to identify overall trends in the market which may help you to decide if now is a good time to buy relative to the past. You can also hedge your bets by buying half your currency now and half just before you travel. If you need to buy Kuwaiti dinars within the next couple of weeks, it's likely that the day-to-day changes in the exchange rate won't make a huge difference to the amount of currency you'll receive anyway, so unless you're buying tens of thousands of pounds worth our advice is to not worry about trying to perfectly time the market and instead just buy whenever is most convenient for you.
If you have more time before you need to buy, why not sign up to our monthly newsletter where we often feature currency sales and special deals ahead of time. In any case, you can be confident that the rates we compare above are some of the best on the market and you'll be hard-pressed to find a better deal online or in the high street.
Can I collect my Kuwaiti dinars in person?
Yes, some currency suppliers do allow you to collect Kuwaiti dinars from them in person. We have a dedicated Click & Collect page where you can find the nearest supplier in your area. If you plan on collecting in person, we recommend ordering or reserving your Kuwaiti dinars online first on the supplier's website to guarantee the exchange rate. Some suppliers offer lower exchange rates if you walk in off the street, but you can usually order online in advance and collect your currency in store at the better online rate.
How long does Delivery take?
Most currency suppliers will dispatch your order on the same or next working day after they receive your payment, and all orders are sent via Royal Mail Special Delivery which is a fully-insured and guaranteed Next Working Day service. However, just in case any unexpected delays crop up we recommend ordering no later than 3 working days before you are due to travel. If you've left it too late for home delivery, check out our Click & Collect page to find a local Kuwaiti dinar supplier near you. We cover most UK airports, so in the worst case scenario you can reserve your currency online (at the better online rate) and pick it up from the departure lounge before you fly.
Do I have to be at home when my currency is delivered?
No. All currency is sent by Royal Mail Special Delivery which is a fully-insured and guaranteed Next Working Day service. Somebody at your address will need to sign for the package but if nobody is home when the postman attempts to deliver, they'll leave a missed delivery card and you can either collect the package from your nearest sorting office or arrange for it to be re-delivered on a more convenient day.
Can I have my Kuwaiti dinars sent to a different address?
Generally, no. This is ultimately at the discretion of the currency supplier, but most suppliers will only deliver to the home address of the person paying for the currency (i.e. the card or bank account holder's address). This is for security reasons because a signature is required when the currency is delivered, and signatures from work or other addresses can be unreliable and difficult to prove.
What happens if the package goes missing during delivery?
All currency is sent by Royal Mail Special Delivery which is a fully-insured and guaranteed Next Working Day service. This type of postage is more secure than standard post and is meant specifically for high-value and important items because tracking is enabled by default and a signature is required as proof of delivery. It is very rare for a Special Delivery package to go missing, but in the unlikely event that it does you will be completely reimbursed by Royal Mail for the full value of the currency and the cost of postage.
What payment method should I use?
The payment method you choose is important because it affects whether or not you pay any extra fees during checkout, and also whether you are financially protected in the unlikely event that something goes wrong with the supplier. We have written a more detailed guide about choosing a payment method on our blog: A guide to payment methods.
Are there any limits on the amount of Kuwaiti dinars I can order?
Most, but not all, currency suppliers have a minimum and a maximum amount you can order from them, however we automatically factor these into our comparisons so if you tell us exactly how much you want to spend we'll only return suppliers that can fulfill your request. Most suppliers also have a minimum amount that you can order from them to qualify for free home delivery; if you order less than this amount you can still get your order delivered by you'll have to pay for postage. Again, we automatically factor these charges into our comparisons so you don't need to worry about any hidden costs during checkout.
Is ordering online safe and secure?
All of the currency suppliers we compare use SSL encryption as standard on their ordering pages. This means that when you place an order, a secure connection is created between you and the supplier and your personal and payment details are transmitted using the same level of encryption as online banking.
Am I financially protected if something goes wrong with the supplier?
The level of financial protection you receive is determined by the payment method you choose. For more information see our FAQ above: What payment method should I use?
What checks does Compare Holiday Money carry out on the listed suppliers?
All currency suppliers are required to complete a comprehensive onboarding questionnaire before we list them on the Compare Holiday Money website. This questionnaire provides us with information on the supplier's background, financial history, directors and technical capabilities, as well as document any legal and regulatory requirements the supplier may have. Our compliance team verify the answers by cross-referencing them with various online registers such as Companies House, the Supervised Business Register and the Financial Conduct Authority, and we then make a decision as to whether to list them. Once a supplier has been listed we run regular audits to check the ongoing status and accuracy of the information provided, and if any issues are flagged up we immediately suspend the listing until the supplier corrects the issue or provides us with clarification. Despite these stringent checks, we cannot guarantee the solvency of any suppliers who appear on the Compare Holiday Money website and we urge all customers to conduct their own research before transacting with a company.
Do I need to provide ID or other documents?
It depends. You may need to provide some ID, typically a copy of your passport or driver's licence, depending on how much currency you are ordering. Most suppliers won't ask for ID if you're ordering less than £1,000 but most will if you're ordering £2,500 or more. If you're ordering £10,000 or more you may need to provide additional information on the source of the funds. The exact requirements vary from supplier to supplier, but they will make it clear what form(s) of ID and other documents they require before you place an order.
Can I send money to a bank account in Kuwait instead?
Yes, we can facilitate the transfer of currency into an overseas bank account; see our Money Transfers page for more information.
The Kuwaiti dinar is the official currency of the state of Kuwait. It's currency code is KWD and symbol د.ك or 'KD' in the UK. The Kuwaiti dinar is the World's highest valued currency; it first came into circulation in 1968 replacing the Gulf rupee but was demonetised in 1991 after the invasion of Kuwait by Iraq. A new series of banknotes were printed after Kuwait was liberated, and the current (6th) series were issued in 2014. The currency is issued and regulated by the Central Bank of Kuwait.
One dinar can be divided in to 100 fils, and coins are minted in denominations of 1, 5, 10, 20, 50 and 100 fils. The design of fil coins has not changed since 1961; all have an image of a boom ship, a traditional Arabic sailing vessel on one side, and the value in Arabic on the other side along with with "KUWAIT" (in English) and "The State of Kuwait" (إمَارَة الكُوَيت) in Arabic. Kuwaiti dinar banknotes are printed with various images representing Kuwait including wildlife, ships and political and religious buildings. The denominations in current circulation are:
KD1⁄4 (Featuring an image of Liberation Tower).
KD1⁄2 (Kuwait Towers).
KD1 (The Grand Mosque).
KD5 (The new headquarters of the Central Bank of Kuwait).
KD10 (The National Assembly of Kuwait).
KD20 (Seif Palace).
British citizens arriving in Kuwait by air can get a free tourist visa issued at the airport upon entry which allows the holder to stay in Kuwait for up to three months. For arrival by land or sea, or for longer stays you must to contact the Kuwait Embassy in London and obtain an eVisa on the Kuwaiti eVisa website. Upon arrival, you may be asked to provide evidence of onward or return travel and/or hotel confirmation. For tourist visits, your passport must be valid for at least six months from the date you enter the country. For more up to date travel advice on visiting Kuwait, see the UK Foreign and Commonwealth Office website.
Choosing the right payment method
It's important that you understand the different ways that you can pay for your travel money because the payment method you choose determines how you are financially protected if something goes wrong with the supplier.
Bank Transfer
There is no financial protection if you pay by bank transfer, so if a supplier goes bust with your money you are unlikely to get it back. We recommend you choose an alternative payment method where one is available such as debit or credit card because they offer more financial protection.
Debit Card
If you pay by debit card your funds are protected in the event of fraud or non-receipt under the card issuer's product and service rules. If a supplier goes bust you can instruct your bank to make a chargeback request against the supplier's bank which means you have a good chance of recovering your money.
Credit Card
If you pay by credit card you have full legal protection under section 75 of the Consumer Credit Act. Section 75 states that the card issuer is equally liable with the provider of goods in cases where goods are not received which means your card issuer is legally required to reimburse you for the full amount (from £100 to a maximum of £30,000) if the supplier goes bust. However, it's worth noting that credit cards usually incur additional bank charges and interest (around £40 extra per £1000 spent) so you should balance up the benefits of full legal protection with the added costs of paying by credit card.
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FCA Registration and Authorisation
The Financial Conduct Authority (FCA) is the regulatory body for financial service providers in the UK. Part of the FCA's job is to ensure that companies who offer 'regulated activities' are acting in the best interests of consumers by requiring them to register or become authorised. Being registered or authorised by the FCA does not guarantee a company's solvency, but authorised companies are required to segregate all customer funds which means you have a better chance of recovering your money if the company goes bust.
Travel Money is not classified as a regulated activity by the FCA which means companies who solely provide travel money are exempt from registering, although they may choose to do so voluntarily. Companies who provide other foreign exchange services such as international money transfers may have to register with the FCA, and companies with a monthly turnover greater than €3M must be authorised by the FCA regardless of the products or services they provide.
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