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Buying currency in Birmingham

Birmingham is the second largest city in Britain by local authority district so it is not surprising that many independent and high street travel money brands have bureau de change in the city and outlying areas which means you can get some of the best travel money deals on the market without searching for miles.

Not in a hurry? You can order currency for home delivery instead and you may get an even better rate.

Currency exchange suppliers in Birmingham

These are our top three highest-rated travel money partners who have stores or collection points in Birmingham. To find all available suppliers use our Click & Collect map above to enter your postcode and find the best deals in your area.

H and T Pawnbrokers logo


Rated 5 in 3 reviews

H and T Pawnbrokers

10 Ethel Street, B2 4BG

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eurochange logo


Rated 4.6 in 96 reviews

eurochange

18 Union Street, B2 4SJ

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Debenhams logo


Rated 3.6 in 376 reviews

Debenhams

Upper Mall West, Bullring, B5 4BL

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Five tips for buying currency on the high street in Birmingham

1. Look for independent suppliers

As a general rule of thumb; smaller, independent currency suppliers tend to offer the best exchange rates on the high street because their overheads are lower than some of the bigger chains. They can often be found down little side streets, and will usually advertise their exchange rates in a window or on an advertising board outside the store. After the independents, your next best bet are the supermarkets, followed by the Post Office, then the banks, then the airports.

2. Order online where available

Many stores allow you to order online via their website for in-store collection. Take advantage of this! Not only is it more convenient, but currency suppliers will often give you a lower exchange rate if you walk in off the street without reserving online in advance. Always book online first if given the option.

3. Don't pay commission

Bureau de Change sign showing no commissionYou will see signs everywhere for zero or 0% commission. In the old days, currency suppliers would add this extra charge onto any deal they offered you so that they could make a little extra profit. These days, most suppliers will build their profit into their exchange rates, so statements claiming 'no commission' are used purely for marketing purposes. If a currency supplier is charging you commission, make sure their exchange rates are extremely good, otherwise go elsewhere.

4. Avoid street vendors

Never buy currency from a street vendor in Birmingham. You may find someone offering currency at an unbelievably good rate if you pay them directly with cash. Aside from the safety risks involved with carrying a large amount of cash, you cannot guarantee the legitimacy of any currency you are sold - it may be counterfeit or stolen - and you have no financial protection if things go wrong.

5. Be wary of additional credit card fees

Paying for currency with a credit card may incur additional charges, so check with your bank first. Many banks treat buying currency as a 'cash advance' (the same as withdrawing cash using your credit card) and will charge you fee which can either be fixed, or a percentage of your total order value. A typical cash advance fee is 3%, which means you'll pay £15 in additional bank fees for every £500 you spend. Debit cards do not incur these additional fees.

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Alternatively, you can order your currency for home delivery and get it delivered to your door.

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