Compare Holiday Money Logo

Prepaid Currency Cards

Prepaid currency cards are a safe, cheap and convenient way to spend abroad. Intended to be a replacement for Travellers Cheques, prepaid currency cards offer the flexibility and chip-and-pin security of a standard UK bank card, but with much better exchange rates and no fees or commission. We compare some of the top prepaid currency cards on the market so you can find the best card to suit your needs.

Choose a card type

Caxton FX Prepaid US Dollar Card

Euro Cards

Take a prepaid Euro card with you to any of the Eurozone countries and benefit from some of the best exchange rates available. Unlike your UK credit or debit card, most prepaid Euro cards don't charge you any fees for making payments or withdrawing cash anywhere in Europe.

WeSwap Prepaid Euro Card

US Dollar Cards

Specifically designed for use in the USA, prepaid US Dollar cards make a great primary or backup payment method. Chip-and-pin security, brilliant exchange rates and no usage fees - you can use your card anywhere in America that accepts VISA or MasterCard including shops, restaurants and ATMs.

Pot Office Multi Currency Card

Multi-currency Cards

For use in any country. Multi-currency cards can be used anywhere in the world; your preloaded balance is converted into the local currency wherever you use it. Ideal for holidays outside of Europe and the USA, or for trips to multiple countries with different currencies.

How do prepaid currency cards work?

When you apply for a prepaid card, you typically load it with an initial amount of money which is added to the card balance in electronic format. If you are applying for a card in a specific currency (e.g. Euros), you will be offered an exchange rate similar to if you were buying cash. This exchange rate is used to calculate the amount of funds that will be added to your card. If you opt for a multi-currency card, your balance will remain in Pounds Sterling and will be exchanged into the local currency when you make a purchase.

Purchases made on the card will be deducted from your overall balance, and once your balance reaches zero you will be unable to use it again until you reload it. You can top-up again at any time using a variety of different methods including by Phone, Internet, and Credit/Debit Card. This feature makes currency cards perfect for travelling on a budget or as a family because you know exactly how much you are spending and won't be greeted with any bills when you return home!

All of the prepaid cards we compare can be used anywhere in the world that accepts Visa or MasterCard. Anyone who is over 18 can obtain a currency card, and most do not require you to have a bank account or undergo any credit checks because they are all paid for in advance. There is no risk of going overdrawn with a prepaid card, and you cannot get into debt with them.

Advantages of using a prepaid currency card

Charity holiday adventures

Posted by Sam Stone on 22nd October 2019

The moral question about charity holidays recently reared its ugly head when I joined my cousin to celebrate her completion of the Camino trail. She walked the 800km to raise money for an organisation... read more

Post Office strike and travel money deliveries

Posted by Graham Morley on 16th October 2019

Post office strike and travel money deliveries Members of The Communications Workers Union (CWU) which includes postal delivery staff,  have voted to strike in a dispute with Royal Mail over job security ... read more

How can you tell if a company is genuine?

How can you tell if a company is genuine? At Compare Holiday Money we quite often get emails from people that are worried that some of the companies we list, or the websites we direct them to are not genuine... read more

Sailing in Australia

Sailing in Australia: Some top tips. One of the best things about Australia is the fact that it’s predominantly a coastal region. All the major cities, tourist sites and places of importance are near t... read more

Sporting adventures in the Algarve

Consistent weather, exhilarating dusty tracks, long snaking roads and luxurious greens, if you like a sporting holiday, the Algarve has it all. The exclusive resorts which line the golden sands of this... read more

Join our monthly newsletter

Latest exchange rates • Special offers & holiday extras • Click here for more details

As aggregators and publishers of exchange rate data we do not endorse or recommend any foreign exchange bureaux that appear on our website. Although we carry out stringent checks on the companies that feature in our comparisons, we cannot guarantee their solvency. Please conduct your own research before transacting with a company.

© 2019 Viridian Media Limited, International House, 142 Cromwell Road, Kensington, London, SW7 4EF | Company Registration Number: 10021682
For insurance booking, Viridian Media Limited is an appointed representative of Financial Compliance Limited which is authorised and regulated by the Financial Conduct Authority.