Compare Money Transfers

Send or receive money from overseas. Get instant live quotes from the UK's biggest money transfer brokers.

Transfer from

United Kingdom (UK)
United Kingdom (UK)
Afghanistan
Akrotiri and Dhekelia
Aland Islands
Albania
Algeria
American Samoa
Andorra
Angola
Anguilla
Antigua and Barbuda
Argentina
Armenia
Aruba
Australia
Austria
Azerbaijan
The Bahamas
Bahrain
Bangladesh
Barbados
Belarus
Belgium
Belize
Benin
Bermuda
Bhutan
Bolivia
Bonaire
Bosnia and Herzegovina
Botswana
Bouvet Island
Brazil
British Indian Ocean Territory
British Virgin Islands
Brunei
Bulgaria
Burkina Faso
Burundi
Cambodia
Cameroon
Canada
Cape Verde
Cayman Islands
Central African Republic
Chad
Chile
China
Christmas Island
Cocos (Keeling) Islands
Colombia
Comoros
DR Congo
Republic of the Congo
Cook Islands
Costa Rica
Croatia
Cuba
Curacao
Cyprus
Czech Republic
Denmark
Djibouti
Dominica
Dominican Republic
East Timor
Ecuador
Egypt
El Salvador
England
Equatorial Guinea
Eritrea
Estonia
Eswatini
Ethiopia
Falkland Islands
Faroe Islands
Fiji
Finland
France
French Guiana
French Polynesia
French Southern and Antarctic Lands
Gabon
The Gambia
Georgia
Germany
Ghana
Gibraltar
Greece
Greenland
Grenada
Guadeloupe
Guam
Guatemala
Guernsey
Guinea
Guinea-Bissau
Guyana
Haiti
Heard Island and McDonald Islands
Holy See
Honduras
Hong Kong
Hungary
Iceland
India
Indonesia
Iran
Iraq
Republic of Ireland
Isle of Man
Israel
Italy
Ivory Coast
Jamaica
Japan
Jersey
Jordan
Kazakhstan
Kenya
Kiribati
North Korea
South Korea
Kuwait
Kyrgyzstan
Laos
Latvia
Lebanon
Lesotho
Liberia
Libya
Liechtenstein
Lithuania
Luxembourg
Macau
North Macedonia
Madagascar
Malawi
Malaysia
Maldives
Mali
Malta
Marshall Islands
Martinique
Mauritania
Mauritius
Mayotte
Mexico
Federated States of Micronesia
Moldova
Monaco
Mongolia
Montenegro
Montserrat
Morocco
Mozambique
Myanmar
Namibia
Nauru
Nepal
Netherlands
New Caledonia
New Zealand
Nicaragua
Niger
Nigeria
Niue
Norfolk Island
Northern Ireland
Northern Mariana Islands
Norway
Oman
Pakistan
Palau
State of Palestine
Panama
Papua New Guinea
Paraguay
Peru
Philippines
Pitcairn Islands
Poland
Portugal
Puerto Rico
Qatar
Reunion
Romania
Russia
Rwanda
Saint Barthelemy
Saint Helena
Ascension Island
Tristan da Cunha
Saint Kitts and Nevis
Saint Lucia
Collectivity of Saint Martin
Saint Pierre and Miquelon
Saint Vincent and the Grenadines
Samoa
San Marino
Sao Tome and Principe
Saudi Arabia
Scotland
Senegal
Serbia
Seychelles
Sierra Leone
Singapore
Sint Eustatius
Sint Maarten
Slovakia
Slovenia
Solomon Islands
Somalia
South Africa
South Georgia and the South Sandwich Islands
South Sudan
Spain
Sri Lanka
Sudan
Suriname
Svalbard
Sweden
Switzerland
Syria
Taiwan
Tajikistan
Tanzania
Thailand
East Timor
Togo
Tokelau
Tonga
Trinidad and Tobago
Tunisia
Turkey
Turkmenistan
Turks and Caicos Islands
Tuvalu
Uganda
Ukraine
United Arab Emirates (UAE)
United States of America (USA)
Uruguay
Uzbekistan
Vanuatu
Vatican City
Venezuela
Vietnam
British Virgin Islands
United States Virgin Islands
Wales
Wallis and Futuna
Western Sahara
Yemen
Zambia
Zimbabwe

Amount (GBP)

Transfer to

Spain
United Kingdom (UK)
Afghanistan
Akrotiri and Dhekelia
Aland Islands
Albania
Algeria
American Samoa
Andorra
Angola
Anguilla
Antigua and Barbuda
Argentina
Armenia
Aruba
Australia
Austria
Azerbaijan
The Bahamas
Bahrain
Bangladesh
Barbados
Belarus
Belgium
Belize
Benin
Bermuda
Bhutan
Bolivia
Bonaire
Bosnia and Herzegovina
Botswana
Bouvet Island
Brazil
British Indian Ocean Territory
British Virgin Islands
Brunei
Bulgaria
Burkina Faso
Burundi
Cambodia
Cameroon
Canada
Cape Verde
Cayman Islands
Central African Republic
Chad
Chile
China
Christmas Island
Cocos (Keeling) Islands
Colombia
Comoros
DR Congo
Republic of the Congo
Cook Islands
Costa Rica
Croatia
Cuba
Curacao
Cyprus
Czech Republic
Denmark
Djibouti
Dominica
Dominican Republic
East Timor
Ecuador
Egypt
El Salvador
England
Equatorial Guinea
Eritrea
Estonia
Eswatini
Ethiopia
Falkland Islands
Faroe Islands
Fiji
Finland
France
French Guiana
French Polynesia
French Southern and Antarctic Lands
Gabon
The Gambia
Georgia
Germany
Ghana
Gibraltar
Greece
Greenland
Grenada
Guadeloupe
Guam
Guatemala
Guernsey
Guinea
Guinea-Bissau
Guyana
Haiti
Heard Island and McDonald Islands
Holy See
Honduras
Hong Kong
Hungary
Iceland
India
Indonesia
Iran
Iraq
Republic of Ireland
Isle of Man
Israel
Italy
Ivory Coast
Jamaica
Japan
Jersey
Jordan
Kazakhstan
Kenya
Kiribati
North Korea
South Korea
Kuwait
Kyrgyzstan
Laos
Latvia
Lebanon
Lesotho
Liberia
Libya
Liechtenstein
Lithuania
Luxembourg
Macau
North Macedonia
Madagascar
Malawi
Malaysia
Maldives
Mali
Malta
Marshall Islands
Martinique
Mauritania
Mauritius
Mayotte
Mexico
Federated States of Micronesia
Moldova
Monaco
Mongolia
Montenegro
Montserrat
Morocco
Mozambique
Myanmar
Namibia
Nauru
Nepal
Netherlands
New Caledonia
New Zealand
Nicaragua
Niger
Nigeria
Niue
Norfolk Island
Northern Ireland
Northern Mariana Islands
Norway
Oman
Pakistan
Palau
State of Palestine
Panama
Papua New Guinea
Paraguay
Peru
Philippines
Pitcairn Islands
Poland
Portugal
Puerto Rico
Qatar
Reunion
Romania
Russia
Rwanda
Saint Barthelemy
Saint Helena
Ascension Island
Tristan da Cunha
Saint Kitts and Nevis
Saint Lucia
Collectivity of Saint Martin
Saint Pierre and Miquelon
Saint Vincent and the Grenadines
Samoa
San Marino
Sao Tome and Principe
Saudi Arabia
Scotland
Senegal
Serbia
Seychelles
Sierra Leone
Singapore
Sint Eustatius
Sint Maarten
Slovakia
Slovenia
Solomon Islands
Somalia
South Africa
South Georgia and the South Sandwich Islands
South Sudan
Spain
Sri Lanka
Sudan
Suriname
Svalbard
Sweden
Switzerland
Syria
Taiwan
Tajikistan
Tanzania
Thailand
East Timor
Togo
Tokelau
Tonga
Trinidad and Tobago
Tunisia
Turkey
Turkmenistan
Turks and Caicos Islands
Tuvalu
Uganda
Ukraine
United Arab Emirates (UAE)
United States of America (USA)
Uruguay
Uzbekistan
Vanuatu
Vatican City
Venezuela
Vietnam
British Virgin Islands
United States Virgin Islands
Wales
Wallis and Futuna
Western Sahara
Yemen
Zambia
Zimbabwe

A money transfer is where you send money from one bank account to another. If you're looking for physical cash instead, see our travel money comparisons for today's latest rates.

Money transfers are a fast, cheap and secure way to send money overseas

  1. Use our comparison tool above to find the best deal then go to the broker's site to begin the transfer.
  2. You'll need to register with the broker to create a free account on their platform. The person you're sending money to (or receiving from) doesn't an account, you just need their bank details for the transfer.
  3. From your account, follow the instructions to make a new transfer. You'll be given an instant exchange rate and a breakdown of any fees so you can see exactly what's being sent before you continue.
  4. Pay for the transfer in your local currency by bank transfer or credit / debit card. The broker will convert your funds into the required currency and send it directly to the recipient's account.

See below for more frequently asked questions on how money transfers work and how they could save you money.

How can a money transfer broker save me money?

There are two types of costs involved when making an international money transfer:

  • Transfer fees
  • Exchange rates

Transfer fees are fees that are charged by the bank or money transfer broker for using their service. Not all companies charge a transfer fee and some charge different fees depending on how you pay. For example, many high street banks do not charge a transfer fee if you make the transfer using online banking on via their app, but if you make the transfer in a branch or over the phone you will be charged a transfer fee (usually around £25).

However, transfer fees only tell half the story. The exchange rate that's used to convert your money to the destination currency also needs to be factored in, and this usually has a much bigger impact on the final amount being received.

There is no such thing as a 'standard' exchange rate. The closest most people see is the interbank or mid-market rates advertised online and on the banks' websites, but these are not the rates you'll receive as a customer. Whoever you use to make the transfer will take the interbank rate, subtract a percentage from it (called the margin or mark-up) and use this lower rate to convert your currency. Banks are notorious for shaving 5% or more off the rate they offer you, but you won't realise this until the last minute because they don't publish their rates anywhere online.

So how can a money transfer broker save you money? Simply by cutting down on the transfer fees and / or offering better exchange rates. In fact, some money transfer brokers are now offering the actual interbank exchange rate on money transfers and just charging a small transfer fee instead. The savings can be huge (around £50 more for every £1000 you send) but don't just take our word for it. Check out our comparison table above and we'll show you the current live rates offered by a number of banks and brokers after all fees have been included.

What if I need to receive money from an overseas account?

Once you've created an account with your chosen broker you'll be given bank details for the country you want to receive money from, so for euros you'll be given a European IBAN number or for US dollars you'll be given a US account and routing number. You can give these bank details to the person you want to receive money from so they can make a payment to you as though you were both in the same country. The money they send will be converted into British pounds using the broker's exchange rate and sent directly to your UK bank account.

The person sending you money from overseas doesn't have to have an account with your broker and neither of you will pay any extra fees.

Are money transfers safe?

All money transfer brokers must be regulated by the Financial Conduct Authority (FCA) just like banks and other large financial institutions. This means they have to keep your money in a segregated bank account that's kept apart from their day-to-day business accounts, and if they go bust your funds will be protected. The FCA require all money transfer brokers to adhere to strict rules around how they conduct business and who they transact with to make sure customer funds are kept safe and secure.

When it comes to actually making your transfer, all brokers use the same level of encryption and protection as a traditional high street bank so you can be sure that making a money transfer is as safe as online banking.

How long does a money transfer take?

Simple transfers to or from Europe are normally done within a few hours. The vast majority of transfers are completed within 1 working day, but some currencies may take slightly longer to fully clear depending on the destination country, the amount being sent and the recipient's bank. The broker will estimate the length of time it will take for your transfer to arrive before you confirm the transaction.

Are there any limits on how much money I can transfer?

If you're paying by bank transfer there no limits to the amount you can send. In fact, money transfers are especially suited for large transfers (e.g. buying or selling property abroad) where the savings on exchange rates can be massive compared to using a high street bank. Sometimes, banks will only allow you to transfer out a certain amount of money each day. If this happens you can just split your transfer up into multiple chunks spread over a number of days.

If you are making a transfer from your credit or debit card, your card provider may impose a limit on the amount you can spend. This limit is typically between £2,500 - £10,000 but you should check with your card provider to be sure. Some money transfer brokers may also impost a limit on transfers made by card, particularly for new customers making a large transfer for the first time.

Will I need to provide ID when making a money transfer?

When you open a bank account, you usually need to provide some ID to the bank so they can verify your identity. Opening a money transfer account is no different. The brokers we compare are all licenced and regulated financial institutions so they need to know who is using their service to help combat money laundering and keep everyone's money safe.

Sometimes your identity can be automatically verified when you pay. If you are paying by bank transfer and the name on your bank account matches the name you used to set up the money transfer account, you may not need to provide any further identification.

Other times, depending on how much money you're sending and where you're sending it from, you may be asked to verify your identity. In most cases you'll be asked to scan or send a photo of either your passport, driver's licence or national ID card. If you're sending a large amount, like £50,000 or more, you might need to provide some additional documents that show how you got the money.