Compare multi-currency cards

Multi-currency cards are a low-fee, prepaid alternative to cash and traditional bank cards that are designed to be used abroad

Caxton Currency Card

Caxton Currency Card

Highly-rated by our customers, the Caxton Currency Card offers extremely competitive exchange rates, no transaction fees and free ATM withdrawals when used abroad. A solid all-round choice for spending overseas.

Get It
Caxton
Post Office Currency Card

Post Office Currency Card

Pay no charges when you spend abroad using an available balance of local currency supported by the Post Office Travel Money Card. It's safe to use, not linked to your bank account, and you can transfer your funds between 22 currencies, subject to exchange rates, whenever you like via our app or online. You can use it wherever the Mastercard Acceptance Mark is displayed.

Get It
Post Office
FairFX Travel Money Card

FairFX Travel Money Card

The FairFX Travel Money Card lets you hold 20 major currencies with no monthly fees. Lock in great rates before you travel or while you're away and spend in over 190 countries at 35 million locations, wherever Mastercard is accepted. Spend in the UK without any added fees and earn up to 3.5% cashback at some top high street retailers.

Get It
FairFX
EasyFX Multi-currency Card

EasyFX Multi-currency Card

Use the Easy FX multi-currency card to spend money anywhere in the world. You'll enjoy free transactions, free ATM withdrawals and free international transfers wherever you go.

Get It
EasyFX

Mutli-currency prepaid travel money cards

Mutli-currency prepaid travel money cards are a unique kind of payment method which are designed to be more cost-effective than a standard UK credit or debit card when used abroad. They are intended to be a modern replacement to Travellers Cheques as they are more secure, more widely accepted and can be used anywhere in the world that accepts VISA or MasterCard.

Like traditional bank cards they are made of high-quality, durable plastic and come complete with chip-and-pin protection as standard which means they are just as secure as a regular bank card. However, unlike traditional bank cards, prepaid cards are not linked to your bank account in any way which means you cannot go overdrawn with them; you simply 'load' British pounds onto your card over the phone or internet (paying using your regular bank card) and top your balance up when it runs out. There are no hidden charges and no surprise bills when you return home from holiday.

Most prepaid travel cards are free to purchase (a minimum initial top-up of around £50 is usually required) and are suitable for everyone from solo travellers and couples to families and large groups. Multiple cards can be linked to the same account which is perfect for families on a budget and any left-over currency at the end of your trip can be converted back into Pounds, usually at the rate you bought it at.

Benefits of using a currency card

  • Cheaper to use overseas than a typical UK credit or debit card
  • Your balance is preloaded in advance so you can't go overdrawn or run up debt
  • Top-up any time from your UK bank account or debit card
  • Chip-and-pin protection and contactless payments

Limitations of using a currency card

  • Taking cash can still be cheaper
  • Not all merchants accept prepaid cards, especially petrol stations and smaller businesses
  • Some ATMs may still charge you for withdrawing cash
  • Can be expensive to use in the UK