The card is fine but the new app won't let you check your balance unless you put in a security code on your phone which I won't do. I just tried to check my balance on my computor and am told I'm either putting the wrong password in or the card doesn't exist. Luckily I write down my transactions so I know how much I have on my card. I won't be using again once my balance is cleared.
2nd December 2018
Having been forced to use the new app, I found myself in Spain with no means to top up and no way of checking my balance, and no help online. I managed to speak to a real person tonight who gave me a new access code (as the one I have had for years was no longer correct) but seemingly i was confused and unable to distinguish between the various numbers, but this still did not work. Anyway I will now be destroying this card, having lost money still on the card and from having had to use my credit card when away and will hopefully find a new, more reliable service. I was happy until I had to use the new app.
29th November 2018
Been waiting over a week for our travel card and it still hasn’t arrived. Doubt it’s going to arrive in time for our holiday now.
26th November 2018
I got the Travel Money Card because they claim to have low charges. Quite simply, this is a lie. Even though you pay to load the card with euros in my case, and even though balances are shown in euros, when you come to use it, you're charged a conversion rate again, plus a huge transaction fee. Have nothing to do with it, do some research and get a card that genuinely only charges what they say. I wish I had.
21st November 2018
PLEASE AVOID VERY BAD I HAD £500 IN LIRA NOT ONCE I GOT TO USE THE CARD EVERYTIME I USED IT IN TURKEY CASH MACHINE IT SAID I HAD WITHRAWN THE MONEY WHEN NO CASH ACTUALLY COME OUT WHEN I CONTACTED POST OFFICE THEY COULDNT DO ANYTHING I LOST ALL MY MONEY
21st November 2018
Absolutely dreadful! Terrible exchange rates from app, around €9 per withdrawal to withdraw cash. Was told could take out €450 per day at ATM but this was impossible as they take their fee out of the €450! Got home to find out the app charges my credit card per top up! DO NOT TOUCH THIS CARD!
29th October 2018
This is a terrible system and a terrible service. As well as all the charges mentioned on this forum, if you want to redeem your balance after the card has run out - good luck. I've rung customer services now three times and am still waiting to get it sorted, for which I'll have to pay them a fee. To get my own money back. The post office travel money card actually makes high street banks look positively user friendly and efficient.
26th October 2018
I used the PO for years as their credit card has no fee and the online rates look good. Fell foul when went abroad forgetting to pay the monthly fee (I'm getting old). They sent letters etc. but of course no email (even though you order online) then charged me a substantial fee for my trouble. Fair dos. On top of that they screw your credit rating. I am too old to bother with credit ratings and only wanted a credit card to save money, not to lend. The silver lining is that this obliged me to explore other avenues and there are far far better rates availble online with the cash delivered by royal mail. From other comments here looks like the PO goes in for sharp practice these days, not the cuddly organisation it once was.
26th October 2018
Shocking,charged 76 euros for drawing out 500,lots of hidden charges.Do not use.
17th October 2018
DO NOT USE THIS CARD UNLESS YOU LIKE SPENDING A LOT OF TIME DOING ADMIN. I was not told about the Account closure fee nor the monthly maintenance fee when I bought the card. If I had known about these then I would definitely NOT have bought it! If you leave any money on your card then 12 months after your card expires you will be charged £2 a month indefinitely and you will have to pay £5 to close your account. I changed money into another currency and then used my card until the amount on it was too small to be useful, (£1.12 as it happens). Then I was left with the dilemma of how to get this amount off my card. The amount of time I am putting into getting rid of this tiny amount is unbelievable. What a waste of time. I was even told on the phone not to worry about it as they wouldn't start taking money for a couple of years (i.e. when I have forgotten about it and lost all the details about how to change anything on it). I am confident that I still won't want to pay £2 a month even in a couple of years!
13th October 2018
Warning! If you get one of these cards you will instantly lose 10% of you money the minute you purchase it.
13th October 2018
Purchased travel money card prior to travelling for £800. Asked about charges etc before purchasing and was told that the card had no hidden cost. Well guess what total bull. The costs are a rip off, the cards could not be activated using the text option (card did not exist apparently). Once the card was activated eventually using the annoying press for options menu. I then checked the card at the ATM and found that the card was now only worth £720. Not used the card yet and lost £80 already. Spoke to the PO where purchased they really could not explain and clearly did not understand the products they are selling. I was just told the ring the number on the back of the card. When I phoned them they explained the euros purchased remain the same as on day of purchase however due the exchange rates my card value in £s would go up or down. I understand stand rates go up and down but did not expect to lose £80 sterling in 2 days. Plus the costs attached to withdrawals, unused card and closing the account. Mr Post Office is win win, were as a customer it's lose lose. I would not recommend buying a PO travel money card, just get the cash in the currency you want. At least if you get mugged they will ask for you money or you will be able to fight back.
10th October 2018
If I could rate zero stars I would. Got a card in branch and activated the card the next day. I got my pin provided over the phone and wrote it down. As I went to use the pin it was fine. Used it again and it was declined due to incorrect pin. I checked my account and it said I had no money in my account which of course very stressful. I had not spent all my money. I checked again a few moments money had appeared in my account again which apprently is the apps fault. So I had no access to my money till I got home so had to use my English card. This was the most pointless stressful option never ever do not use one of these cards it just causes issues. Not to mention you will be charged a fortune to use it for withdrawals so really is the biggest pointless option you could ever choose. Tried to speak to customer service who clearly didn’t care that I racked up a £90 phone bill to try and get help to my money. Awful awful awful.
6th October 2018
Absolute rip off. I bought 60 euros just to try this method of taking spending money abroad. I got a shocking rare of exchange - 1.01. I tried to draw money from an ATM in Lanzarote and the most I could draw was 40 euros. Not enough funds for more than that apparently. Once home from holiday I took the card to the Post Office to withdraw the balance and got the princely sum of £6.60. So it cost me over £58 for 40 euros plus £6.60. What a rip off. Never again. A costly lesson learnt.
5th October 2018
The Post Office Travel Money Card has been a terrible experience. The card and app registered fine but shortly before the end of our holiday the app stopped working. I have been in touch with the Post Office telephone staff and technical team numerous times. They never know what the problem is and say they will get back to me but never do. In the mean time I cannot use the card because I can't see how much is on it, I can't see anything on the app which always says 'Service Unavailable' (since early August and through to Oct). I'm told I have to go to a Post Office to withdraw the funds but I will be charged a fee for doing so (even though it is the PO who can't provide the service promised). I then have to ring again to close the account which they would also charge me for if I don't remove the funds beforehand. This is one of the worst financial products I have ever had. Buck up PO - this is not acceptable.
30th September 2018
This is a con, extra charges at atm when taking euros out,,give you a good rate when loading card,but when taking out euros promised they give you a another terrible rat,you will lose about €50 per £500 loaders onto card,stay away
27th September 2018
Beware of buying over the Post Office counter as the exchange rate is much poorer that the advertised 'order on line' rate! It cost me £27 extra to buy 400euros!
23rd September 2018
Do not get one of these cards! We were encouraged by local post office to get this card as much safer and get a better rate. As we were travelling next day, we loaded €550 onto it there and then. Although information was given to us to read through, we had already purchased so was already too late! Basically we have lost €60 by using this card which has spoiled our holiday.... I would rather have given it away to someone! Twice I rang customer services who kept apologising but it really didn't help with our predicament! I will never do this again and to add insult to injury it apparently costs £5 to close the account and if you don't close it they will charge for not using it! Diabolical!!!
22nd September 2018
Lots of people using the PO Moneycard and not realising it's the banks applying the charges on ATMs but Post Office needs to do more to raise awareness.......When using your card abroad, whether at an ATM or directly with a retailer, your withdrawal or spend amount may be presented in sterling, as well as the local currency (e.g. euros or dollars). If this happens, always opt to withdraw or spend in the local currency. So for example, if you are in Spain, choose euros, in the United States select dollars or in Thailand work in baht. When an ATM or retailer offers you the option to pay in sterling, they are using something known as Dynamic Currency Conversion or DCC. By using DCC, the provider is able to use its own exchange rate to convert the amount of local currency you wish to withdraw into sterling. The screen you see will vary from one ATM or retailer to another, but typically you will be shown a sterling amount for your withdrawal or payment and be asked if you would like to “continue with conversion”, “accept conversion”, “charge my account in GBP”, “withdraw in GBP” or “ withdraw in sterling”. In almost all cases, choosing any of these options will be unfavourable and will cost you money, especially if you have already loaded the local currency on to your Post Office Travel Money Card. You may come across DCC in many countries around the world, but be particularly careful if you are using ATMs in either Spain, Greece, Portugal, Croatia or Thailand. So remember, if you’re using an ATM or spending on your card abroad, always choose to withdraw or spend in the local currency.
19th September 2018
Bought my turkish lira at 2oclock thursday afternoon picked which post office i wanted to pick it up from and it was there the next afternoon couldnt fault it and i got a good rate ????
18th September 2018
I left it a bit late to order my Hungarian forints for a recent trip, and found the Post Office collection service seemed the best one to use, although I had to buy twice as many as I wanted (minimum £400 worth). I thought the 'commission free' buy-back service would resolve that problem, but was horrified to find that the exchange rate used for the buy-back was about 20% worse than the one used to buy the forints, so it cost me £55 to get less than £200 back. Next time I'll go elsewhere!
17th September 2018
The currency arrived as arranged and I collected it from the local post office, where staff were very helpful.
16th September 2018
Very bad customer services me and my other half got a postoffice holiday card when we went to newyork last year which was very good would of given 5 stars then we both kept our left over money on our cards for this year's holiday but a week before going on holiday in July my boyfriend had a phone message on his mobile which was not clear to here but you could make out them saying postoffice card a couple of days later he saw that over £50 been taken off his card so he phoned up and was told 5 atmepts been made to take money this was made in China we never been to China we live in the UK they cancelled his card a sent another one out cause we was going on holiday they also refunded the money back when we got back off holiday he had a claim form in the post it was passed the 10 days so emailed and was told to send it anyway then a few weeks later got another claim for cause they said they didn't receive the last one he sent it again then about a month later they sent a letter saying because he ain't sent the claim form which he sent 2 I can believe 1 going missing in the post but 2 no way they would take the money back off his card which they did he phoned them up to say he had sent the claim form back which he was told they would send another one again he still not received a new claim form or his money back and this was 2 weeks ago RIP OFF I have a card and I would give you 5 stars cause I ain't had a problem but how my other half been treated I wouldnt give you 1 star when ive spent my remaining balance you can stick the card where the sun dont shine.
14th September 2018
Absolutely disgusted with this card, stay well away. Saw a sale online for Euro's ordering cash they were offering 1.1026 when I tried to order on my travel card the rate had dropped to 1.7 something. Enquired at the post office about this and the staff couldn't understand why this was. So basically you're being charged to top the card up as well as when you withdraw cash at an ATM. I will be cancelling it and wouldn't recommend it to anyone.
13th September 2018
Let me start by saying if I could have given less star ratings, I would have. This Post Office card is a rip off and a waste of time. Myself and some friends were going to Cyprus and was told that this would be a good way to save money and time...wrong! When you initially order the PO card with money to go on, you will only get the better rate if the minimum you put on it is £500. any top ups are given at a much lower rate. When you are in europe and need to withdraw any money you will be charged a rate of around €2.95 per transaction plus you are charged another rate (worst than the one the PO gave you when purchasing the card), meaning you end up being charged an exchange rate twice, once when you purchased your money from the Post Office and second every time you withdraw any money abroad. I lost out on nearly £100 of my spending money! Please do not use abroad.
Order your travel money online with the Post Office and collect it in any Post Office branch or get it delivered to your door for free. Multiples of 500 GBP attract better exchange rates. The more travel money you buy, the better the rate you will receive. Note: these are ONLINE rates - you may get a lower rate in-store unless you order online in advance.Visit Website
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