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Euro Currency Cards

Compare Prepaid Euro Cards

Euro currency cards are a type of prepaid card designed to be used as payment for goods and services in the Eurozone. They offer the same level of chip-and-pin protection offered by UK credit and debit cards but with better exchange rates and no additional charges when used in Europe.

See our guide to prepaid Euro cards for more information.

These comparisons are based on usage in Europe as different charges may apply when used in a currency other than Euros. Click on a card for a full breakdown of all charges. The Euro rates quoted below were last updated 109 minutes ago at 6:13pm.

Prepaid Card
EUR Rate
ATM Fee
Transaction Fee
Customer Reviews
Order Online
WeSwap Prepaid Card
EUR Rate: 1.1710
€1.75
Free
New peer-to-peer approach offering exceptional exchange rates and up to 16 different currencies on one card. Free ATM withdrawals over £200.
FairFX Euro Card
EUR Rate: 1.1586
€1.50
Free
The FairFX Euro Card is one of our top cards and has some of the best rates available. *Free if you buy through Compare Holiday Money, otherwise £9.95.
ICE PLC Euro Cashcard
EUR Rate: 1.1404
Free
Free
One of our featured cards: Get 1.5% cashback on all purchases over €50! The ICE Euro Cashcard is a robust and flexible card from a well-known and trusted currency provider.
Caxton FX Euro Traveller
EUR Rate: Check website
Free
Free
The CaxtonFX Euro Traveller is a fantastic card to use in Europe. No transaction or ATM fees make this one of the cheapest prepaid cards we compare.
Virgin Money Euro Card
EUR Rate: Check website
£1.50
Free
The Virgin Euro Card might be a logical choice if you already bank with Virgin Money, but beyond that we see no reason to apply for this card due to excessive fees and charges.
BreadFX Euro Card
EUR Rate: Check website
€1.50
Free
The BreadFX Euro Card has no transaction fees when used in the Eurozone but a €1.50 ATM charge may put some people off.
Post Office Travel Money Card
EUR Rate: Check website
€2.00
Free
The Post Office Travel Money Card is a popular choice for the Eurozone. There are no transaction fees but ATM withdrawals will cost you €2 each time.
Ukash Travel Money Prepaid Card
EUR Rate: Check website
Free
Free
The Ukash Travel Money Prepaid Card is free to use in Europe, but a £1.50 monthly charge prevents it from being competitive.
Tuxedo Travel Euro Card
EUR Rate: Check website
£1.50
Free
The Prepaid Travel Euro Card from Tuxedo is fairly competitive and offers most of the features you would expect. The pricey application fee is offset by adding ten pounds to your balance when you load the card for the first time but don't use this card in the UK to avoid hefty fees.

Prepaid Euro Cards

Prepaid Euro Cards are a unique kind of payment method which are designed to be more cost-effective than a standard UK credit or debit card when used in the Eurozone. They are intended to be a modern replacement to Travellers Cheques as they are more secure, more widely accepted and can be used anywhere in the world that accepts VISA or MasterCard.

Like traditional bank cards they are made of high-quality, durable plastic and come complete with chip-and-pin protection as standard which means they are just as secure as a regular bank card. However, unlike traditional bank cards, prepaid cards are not linked to your bank account in any way which means you cannot go overdrawn with them; you simply 'load' Euros onto your card over the phone or internet (paying using your regular bank card) and top your balance up when it runs out. There are no hidden charges and no surprise bills when you return home from Europe!

Most prepaid Euro cards are free to purchase (a minimum initial top-up of around £50 is usually required) and are suitable for everyone from solo travellers and couples to families and large groups. Multiple cards can be linked to the same account which is perfect for families on a budget and any left-over currency at the end of your trip can be converted back into Pounds, usually at the rate you bought it at.

Prepaid Euro cards lie somewhere between cash and credit / debit cards when it comes to cost-effectiveness. Here are a couple of typical usage examples so you can see how the costs compare:

Euros received when spending £100 in a shop or restaurant in Europe*

Euros received for £100 from an ATM in Europe*

* Based on data taken on 24/11/14. The cash equivalent was calculated using the EUR rate of 1.2449 offered by Travel FX. The cards we compared were: FairFX Euro Card, Barclays Visa Debit and Barclays Visa Credit.

How do prepaid Euro cards work?

Why are prepaid Euro cards better than credit or debit cards?

Benefits and limitations

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