Compare Holiday Money Logo

Euro Currency Cards

Compare Prepaid Euro Cards

Euro currency cards are a type of prepaid card designed to be used as payment for goods and services in the Eurozone. They offer the same level of chip-and-pin protection offered by UK credit and debit cards but with better exchange rates and no additional charges when used in Europe.

See our guide to prepaid Euro cards for more information.

These comparisons are based on usage in Europe as different charges may apply when used in a currency other than Euros. Click on a card for a full breakdown of all charges. The Euro rates quoted below were last updated 15 minutes ago at 7:07pm.

Prepaid Card
EUR Rate
ATM Fee
Transaction Fee
Customer Reviews
Order Online
WeSwap Euro Card
EUR Rate: 1.1100
Free
Free
New peer-to-peer approach offering exceptional exchange rates and up to 18 different currencies on one card. Free ATM withdrawals over £200.
Post Office Travel Money Card
EUR Rate: Check website
€2.00
Free
The Post Office Travel Money Card is a popular choice for the Eurozone. There are no transaction fees but ATM withdrawals will cost you €2 each time.
Caxton FX Euro Card
EUR Rate: Check website
Free
Free
Exclusive offer: £50 Travel Voucher at Caxton Reward. The Caxton Currency Card is one of our featured prepaid cards. Rated highest by Compare Holiday Money customers, their good exchange rate, no purchase fees and free overseas ATM withdrawals make their card one of the best on the market.
Travelex Money Card
EUR Rate: Check website
Free
Free
The Travelex Money Card was the UK's first contactless travel card and has all of the features you'd expect from an industry heavyweight and you can manage your account with the free Travelex App, You can load up to 10 currencies for which the main benefits apply, but be aware of the 2% reload fee for GBP and 5.75% foreign exchange fee when spending on a different currency to the one you loaded.
FairFX Euro Card
EUR Rate: Check website
€1.50
Free
The FairFX Euro Card is one of our top cards and has some of the best rates available. *Free if you buy through Compare Holiday Money
EasyFX Currency Card
EUR Rate: Check website
Free
Free
Use the Easy FX foreign currency card to spend money anywhere in the world. You’ll enjoy free transactions, free ATM withdrawals and free international transfers wherever you go.

Prepaid Euro Cards

Prepaid Euro Cards are a unique kind of payment method which are designed to be more cost-effective than a standard UK credit or debit card when used in the Eurozone. They are intended to be a modern replacement to Travellers Cheques as they are more secure, more widely accepted and can be used anywhere in the world that accepts VISA or MasterCard.

Like traditional bank cards they are made of high-quality, durable plastic and come complete with chip-and-pin protection as standard which means they are just as secure as a regular bank card. However, unlike traditional bank cards, prepaid cards are not linked to your bank account in any way which means you cannot go overdrawn with them; you simply 'load' Euros onto your card over the phone or internet (paying using your regular bank card) and top your balance up when it runs out. There are no hidden charges and no surprise bills when you return home from Europe!

Most prepaid Euro cards are free to purchase (a minimum initial top-up of around £50 is usually required) and are suitable for everyone from solo travellers and couples to families and large groups. Multiple cards can be linked to the same account which is perfect for families on a budget and any left-over currency at the end of your trip can be converted back into Pounds, usually at the rate you bought it at.

Prepaid Euro cards lie somewhere between cash and credit / debit cards when it comes to cost-effectiveness. Here are a couple of typical usage examples so you can see how the costs compare:

Euros received when spending £100 in a shop or restaurant in Europe*

Euros received for £100 from an ATM in Europe*

* Based on data taken on 24/11/14. The cash equivalent was calculated using the EUR rate of 1.2449 offered by Travel FX. The cards we compared were: FairFX Euro Card, Barclays Visa Debit and Barclays Visa Credit.

How do prepaid Euro cards work?

Why are prepaid Euro cards better than credit or debit cards?

Benefits and limitations

Latest news on Currency Exchange Rates

Posted by Graham Morley on 29th May 2020

Currency exchange rates are very sensitive to world and political events as well as supply and demand. It’s fair to say that the Coronavirus pandemic event is unprecedented in modern times and retail d... read more

Latest news on European holidays

Posted by Graham Morley on 15th May 2020

Many countries across the Eurozone are lifting travel restrictions and opening up borders in an attempt to kick start the hard hit tourist industry. The European Commission issued guidance on 12th May... read more

Will currency suppliers survive the Travel restrictions?

This is a worrying time for all types of businesses that have been forced to shut their doors and effectively shut out trade. One sector that’s been badly affected is the UK’s Travel money industry. C... read more

Latest update on holiday travel

On 27th April low cost Hungarian based airline Wizzair, announced they would resume flights from London Luton airport to Lisbon, Budapest and a number of other European destinations. Wizzair have said... read more

Can you sell unused currency during the lockdown?

Many people would have booked foreign holidays, trips and weekends away for the spring and summer period that have been cancelled or changed because of the current travel restrictions. And because of this... read more

Join our monthly newsletter

Latest exchange rates • Special offers & holiday extras • Click here for more details

As aggregators and publishers of exchange rate data we do not endorse or recommend any foreign exchange bureaux that appear on our website. Although we carry out stringent checks on the companies that feature in our comparisons, we cannot guarantee their solvency. Please conduct your own research before transacting with a company.

© 2020 Viridian Media Limited, International House, 142 Cromwell Road, Kensington, London, SW7 4EF | Company Registration Number: 10021682
For insurance booking, Viridian Media Limited is an appointed representative of Financial Compliance Limited which is authorised and regulated by the Financial Conduct Authority.