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US Dollar Currency Cards

Compare Prepaid US Dollar Cards

US Dollar currency cards are a type of prepaid card designed to be used as payment for goods and services in the USA. They offer the same level of chip-and-pin protection offered by UK credit and debit cards but with better exchange rates and no additional charges when used in the USA.

See our guide to prepaid US Dollar cards for more information.

These comparisons are based on usage in the USA as different charges may apply when used in a currency other than US Dollars. Click on a card for a full breakdown of all charges. The US Dollar rates quoted below were last updated 34 minutes ago at 8:07am.

Prepaid Card
USD Rate
ATM Fee
Transaction Fee
Customer Reviews
Order Online
WeSwap Prepaid Card
USD Rate: 1.2770
$2.25
Free
Exclusive to Compare Holiday Money customers: load £50 on a new card and get £10 free! New peer-to-peer approach offering exceptional exchange rates and up to 18 different currencies on one card. Free ATM withdrawals over £200.
No1 Currency Prepaid Travel Card
USD Rate: 1.2740
$2.00
Free
Our time and money is limited, and therefore precious – no more so than when you’re travelling, so why waste either buying currency at the airport. The No.1 Currency Travel Money card can save you plenty of both, and can be organised online in three simple steps.
ICE PLC US Dollar Cashcard
USD Rate: 1.2477
Free
Free
Get 1.5% cashback on all purchases over $50! The ICE US Dollar Cashcard is a robust and flexible card from a well-known and trusted currency provider.
FairFX US Dollar Card
USD Rate: Check website
$2.00
Free
The FairFX US Dollar Card is one of our top cards and has some of the best rates available. *Free if you buy through Compare Holiday Money, otherwise £9.95.
Caxton FX US Dollar Traveller
USD Rate: Check website
Free
Free
The Caxton FX US Dollar Traveller is one of our featured cards and offers some of the lowest fees and best exchange rates of all the prepaid US Dollar cards we compare.
Post Office Travel Money Card
USD Rate: Check website
$2.50
Free
The Post Office Travel Money Card is a popular choice for the States. There are no transaction fees but ATM withdrawals will cost you $2.50 each time.
Tuxedo Travel US Dollar Card
USD Rate: Check website
£1.50
Free
The Prepaid Travel US Dollar Card from Tuxedo is fairly competitive and offers most of the features you would expect. The pricey application fee is offset by adding ten pounds to your balance when you load the card for the first time but don't use this card in the UK to avoid hefty fees.
Travelex Money Card
USD Rate: Check website
Free
Free
Introducing the UK's first contactless prepaid currency card! The Travelex Money Card is a great choice for spending in the USA - it has all of the features you'd expect from an industry heavyweight including zero transaction fees and free ATM withdrawals in North America, but don't use this outside of the States or you'll pay a 5.75% foreign exchange fee.
Monzo Card
USD Rate: Check website
Free
Free
A card with no fees or transaction charges - yes really! You load the card with sterling and use it anywhere in the world like a normal Mastercard.

Prepaid US Dollar Cards

Prepaid US Dollar Cards are a special kind of payment method which are designed to be more cost-effective than a standard UK credit or debit card when used in the USA. They are intended to be a modern replacement to Travellers Cheques as they are more secure, more widely accepted and can be used anywhere in the world that accepts VISA or MasterCard.

Like traditional bank cards they are made of high-quality, durable plastic and come complete with chip-and-pin protection as standard which means they are just as secure as a regular bank card. However, unlike traditional bank cards, prepaid cards are not linked to your bank account in any way which means you cannot go overdrawn with them; you simply 'load' US Dollars onto your card over the phone or internet (paying using your regular bank card) and top your balance up when it runs out. There are no hidden charges and no surprise bills when you return home from the States!

Most prepaid US Dollar cards are free to purchase (a minimum initial top-up of around £50 is usually required) and are suitable for everyone from solo travellers and couples to families and large groups. Multiple cards can be linked to the same account which is perfect for families on a budget and any left-over currency at the end of your trip can be converted back into Pounds, usually at the rate you bought it at.

Prepaid US Dollar cards lie somewhere between cash and credit / debit cards when it comes to cost-effectiveness. Here are a couple of typical usage examples so you can see how the costs compare:

US Dollars received when spending £100 in a shop or restaurant in the USA*

US Dollars received for £100 from an ATM in the USA*

* Based on data taken on 24/11/14. The cash equivalent was calculated using the USD rate of 1.5455 offered by Travel FX. The cards we compared were: FairFX US Dollar Card, Barclays Visa Debit and Barclays Visa Credit.

How do prepaid US Dollar cards work?

Why are prepaid US Dollar cards better than credit or debit cards?

Benefits and limitations

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